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How much detail of potential claims is needed prior to renewal?
When it comes to renewing “claims made and notified” policies (such as D&O insurance and Professional Indemnity), policyholders must be careful to …
Amendments to the General Insurance Code of Practice – Will they achieve a more policyholder-friendly approach by insurers?
The new General Insurance Code of Practice came into effect on 1 July 2021, amending the 2015 version which was first introduced in 1994. The changes …
Covid-19 Insurance update: Another win for Australian policyholders
Insurers have long maintained that pandemics are not covered under business interruption policies. Can the industry hold the line?Policyholders have had …
ASIC’s consultation on regulator guidance closes as financial service and credit licensees prepare for Australia’s breach reporting reforms
In April of this year, we wrote about draft guidance released by the Australian Securities and Investments Commission (ASIC) on the significant impending …
Regulator guidance the latest development in countdown to Australia’s breach reporting reforms
In December last year we wrote of the sweeping changes to Australia’s breach reporting regime that had been passed into legislation by Federal Parliament …
Policyholder successfully challenges insurer’s refusal to cover ‘securities claim’
In good news for policyholders defending class actions, the Federal Court of Australia has rejected an insurer’s arguments that a class action settlement …
Policyholder insurance highlights 2020
Read our assessment of the key lessons for insurance policyholders based on last year’s top cases and market developments. This unique publication …
Policyholders defeat insurers’ appeal in UK FCA test case on cover for COVID-19 business interruption losses
The momentum in favour of policyholders seeking BI cover for COVID-19 related losses continues as the English Supreme Court has unanimously dismissed the …
Update on Covid-19 Business Interruption Insurance: A Further Win for Australian Policyholders
Policyholders have won the first of a number of Australian test cases about insurance cover for Covid-19 related business interruption losses. In a 5-0 …
Opal Tower builder secures liability cover for defects occurring outside policy period
Key take-aways Despite the occurrence giving rise to the claim being outside the policy period, the Court was prepared to rectify the error to extend …
Update on Covid-19 Business Interruption Insurance UK FCA Test Case: Declarations and Appeals
Developments in the UK FCA test case for COVID-19 related business interruption could have implications for similar claims in Australia. The UK Court …
UK test case may pave way for Covid-19 insurance payouts in Australia
The recent decision in the UK test case on business interruption insurance coverage related to Covid-19 may give an indication on how similar cases in …
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